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Bridging the Gap between Formal and Informal Finance

Financial inclusion, defined as access and usage of formal financial services, has several positive micro and macro-level socio-economic implications. Due to decades of vigorous policies aiming at lowering barriers to formal finance, 80 percent of Indians now own a bank account. However, there is a significant gap between account take up and usage. One reason for low usage rate is persistent infor

Optimisation of Run of River Production Forecasting Using Aiolos Forecast Studio

Hydropower is simply the largest source of renewable energy in the Nordic countries, where It compose around 90% of power production in Iceland, 70% in Norway, 40% in Sweden and 20% in Finland. Mountainous terrain and abundance in the surface water is a significant contributing factor in hydropower production. Hydropower is also considered more reliable and continuous than other forms of renewable

Development of an iOS, Augmented Reality for disaster management

Disaster management is a field, where any kind of information is essential for planning and rescue operations. The availability of real-time data on a portable device, such as a smartphone, can be very useful for emergency workers, during rescue operations and citizens as well. Augmented mobile reality is a system where the users can see overlayed data and visuals in the real environment through t

Meta-analytical evidence for frequency-dependent selection across the tree of life

Explaining the maintenance of genetic variation in fitness-related traits within populations is a fundamental challenge in ecology and evolutionary biology. Frequency-dependent selection (FDS) is one mechanism that can maintain such variation, especially when selection favours rare variants (negative FDS). However, our general knowledge about the occurrence of FDS, its strength and direction remai

Bridging the Gap? The Role of Trainee Programs in School to Work Transition

Title: Bridging the Gap - The Role of Trainee Programs in School to Work Transition Seminar date: May 31th 2011 Course BUSM18 – Master Thesis, Managing People Knowledge and Change Authors: Malin Bränd, Sanna Häger & Jennifer Lönn Supervisor: Sverre Spoelstra, School of Economics and Management, Department of Business Administration, Lund University, Sweden Key words: Trainee, Trainee programs,

Normprövning genom fastställelsetalan - en studie inspirerad av Unibetfallet om civilprocessuella möjligheter till åsidosättande av mot gemenskapsrätten stridande nationell rätt

This paper is very much inspired by an ongoing process in the Swedish court system. According to Unibet, an online betting company, the Swedish law on lotteries conflicts with EC law. Therefore, Unibet has brought an action against the Swedish state seeking, firstly, a declaration that it has the right, pursuant to Article 49 EC, to promote its gaming and betting services in Sweden and is not prev

Breaking the Vicious Circle of Poverty

During the last decade microfinance has become the latest trend in the development discourse, celebrated for empowering poor women to work their way out of poverty. Self-Employed Women’s Associations, SEWA, was alongside Grameen Bank one of the pioneers in the microfinance sector and has developed an integrated approach based on the life cycle needs of the members that is assumed to help them brea

Estimation of high-resolution terrestrial evapotranspiration from Landsat data using a simple Taylor skill fusion method

Estimation of high-resolution terrestrial evapotranspiration (ET) from Landsat data is important in many climatic, hydrologic, and agricultural applications, as it can help bridging the gap between existing coarse-resolution ET products and point-based field measurements. However, there is large uncertainty among existing ET products from Landsat that limit their application. This study presents a

Parents' experiences of their child being admitted to a paediatric intensive care unit : a qualitative study–like being in another world

Background: There is very little research on the parent's experiences of having a child admitted to a paediatric intensive care unit. Identifying and describing ‘such experiences’ could facilitate better parental support from the paediatric intensive care team and help the parents manage a stressful situation. Aims: This study aimed to describe parents' experiences of having their child admitted t

Literature review on renovation of multifamily buildings in temperate climate conditions

In Sweden, approximately 1.4 million dwellings were built 1946–1975. Today, a considerable part of these are in need of renovation for various reasons. Research results, as well as experiences and outcomes from renovation projects could facilitate in performing more efficient renovations. As an aid for further research, this paper aims to compile and review relevant literature that may support in

Identifying ways of closing the metal flow loop in the global mobile phone product system : A system dynamics modeling approach

In the past few decades, e-waste has emerged as one of the fastest growing and increasingly complex waste flows world-wide. Within e-waste, the life cycle of the mobile phone product system is particularly important because of: (1) the increasing quantities of mobile phones in this waste flow; and (2) the sustainability challenges associated with the emerging economies of reuse, refurbishment, and

Research trends in quality management in years 2000-2019

Purpose: This study aims to demonstrate the suitability of text-mining toolset for the discovery of trends in quality management (QM) literature in 2000-2019. The hypothesis was formulated that as the field of study is mature, the most important trends are related to deepening and broadening of the knowledge. Design/methodology/approach: A novel approach to trend discovery was proposed. The comput

Integrating intellectual property and sustainable business models : The SBM-IP canvas

Companies attempt to address global sustainability challenges through innovating products, services, and business models. This paper focuses on sustainable business model (SBM) innovations as a way to systemically transform businesses towards sustainability. It has been widely recognized that strategic approaches to using intellectual property (IP) need to be aligned with business model innovation

Personal and environmental drivers of resident participation in urban public woodland management – A longitudinal study

Woodlands are a core component of urban green infrastructure in terms of both ecosystem service provision and areal cover, with particular relevance and potential for engaging citizens in co-management approaches. Despite widespread agreement on the importance of user participation, there is still a lack of comprehensive knowledge on the underlying drivers. Extending existing knowledge is importan

Ten New Insights in Climate Science 2020 : A Horizon Scan

Non-technical summary: We summarize some of the past year's most important findings within climate change-related research. New research has improved our understanding of Earth's sensitivity to carbon dioxide, finds that permafrost thaw could release more carbon emissions than expected and that the uptake of carbon in tropical ecosystems is weakening. Adverse impacts on human society include incre

Higher Education and Research Policies : the current global agenda and implications for international cooperation

International collaboration is clearly a key priority in higher education andresearch (HER) policy and practice. The competition for students and excellentresearch and teaching staff is now a global one and this is reflected inthe increasing salience of phenomena such as the Shanghai and Times HigherEducation Rankings for monitoring the performance of HER institutions. Thischapter takes its point

Rotation cropping and organic fertilizer jointly promote soil health and crop production

Identifying field management practices to promote crop production, while conserving soil health is essential to maintain long-term food production in a changing world. Also, providing experimental evidence to support the use of traditional agricultural practices is necessary to secure sustainable agriculture. Here, we conducted a long-term 12-year experiment to investigate the impact of different

What the latest science on climate change mitigation means for cities and urban areas

The Summary for Urban Policymakers (SUP) initiative provides a distillation of the IPCC reports into accessible and targeted summaries that can help inform action at city and regional scales. Volume I in the series, What the Latest Physical Science of Climate Change Means for Cities, identified the ways in which human-induced climate change is affecting every region of the world, and the cities an

Beyond participation : when citizen engagement leads to undesirable outcomes for nature-based solutions and climate change adaptation

Scholars and practitioners are increasingly promoting so-called nature-based approaches for urban climate change adaptation. There is widespread consensus that they both support and require transdisciplinary approaches, notably by involving citizens in the change process and finding innovative ways to unite different actors’ efforts and capacities. However, there is little empirical evidence regar