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Swish? Går det bra att betala med kontanter?

The aim of the studies is to contribute to increased knowledge regarding older people's attitudes to mobile banking services and how digital exclusion is affected by psychological barriers. In this way, we check whether there is a significant connection with the psychological factors to whether an older individual uses mobile banking services or not.

Orbital Modification of the Himalia Family during an Early Solar System Dynamical Instability

Among the irregular satellites orbiting Jupiter, the Himalia family is characterized by a high velocity dispersion dv of several hundred m s-1 among its members, inconsistent with a collisional origin. Efforts to account for this through internecine gravitational interactions do not readily reproduce this feature. Here, we revisit the problem in the context of recent cosmogonical models, where the

The Long-Term Effects of Long Terms - Compulsory Schooling Reforms in Sweden

We evaluate the impact on earnings, pensions, and further labor market outcomes of two parallel educational reforms increasing instructional time in Swedish primary school. The reforms extended the annual term length and years of compulsory schooling by comparable amounts. We find striking differences in the effects of the two reforms: at 5% the returns to the term length extension were sizeable a

Hand fracture epidemiology and etiology in children - Time trends in Malmö, Sweden, during six decades

Background: The aim of this study was to describe hand fracture epidemiology/etiology in city children and describe time trend during six decades. Patients and methods: A single hospital serves the entire city population of 271,271 (year 2005). Through the hospital medical and radiological archives, we collected epidemiology and etiology data concerning pediatric (age < 16 years) hand fractures in

Macrocycle ring deformation as the secondary design principle for light-harvesting complexes

Natural light-harvesting is performed by pigment–protein complexes, which collect and funnel the solar energy at the start of photosynthesis. The identity and arrangement of pigments largely define the absorption spectrum of the antenna complex, which is further regulated by a palette of structural factors. Small alterations are induced by pigment–protein interactions. In light-harvesting systems

Why do we need loans? : A comparative-contrastive study on Eurasian lexical borrowability

Languages borrow words when there is a need for it, all languages contain loanwords, and no part of the lexicon is entirely “loan-proof”. These are statements about lexical borrowing that are typically found in linguistic textbooks (Hock and Joseph 1996). Further, we know that that there are large discrepancies in the borrowability of different lexical concepts, where core vocabulary domains (sens

Lighting Recommendations in Operating Theatres

“The eyes lead the body.” A good visual environment is important for performance and wellbeing. Unsatisfactory visual conditions often induce a strained posture, more or less unconsciously, in an effort to improve vision. The requirements for the visual environment in an operating theatre are high. Surgeons or assistants who are having visual problems can induce treatment hazards. The purpose of t

Multiband amplitude modulated sinusoidal audio modeling

In this paper, we investigate the importance of taking frequency-dependent temporal phenomena into account in audio coding. We do this in the context of sinusoidal modeling of audio signals by applying amplitude modulation to the sinusoidal components. Traditionally, audio coders use a fixed time-segmentation for all frequencies despite that it is well-known that the time-frequency resolution of t

Breast-feeding, nasopharyngeal colonization and otitis media.

This thesis analyzed the relationship between breastfeeding, nasopharyngeal colonization and acute otitis media (AOM) in children. Nasopharyngeal cultures were collected from 400 children and milk samples from their mothers in connection with the scheduled visits to well baby clinics at 1-3, 4-7 and 8-12 months of age, and episodes of AOM and URI were documented. The nasopharyngeal flora was acqui